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A Private Investment House · Accra, Ghana

Patient capital, built for Ghana, open to the world.

An independent investment house advising individuals, families, and institutions across mutual funds, treasury securities, wealth management, and corporate finance, guided by research, governed by regulation, settled through trusted Ghanaian banking partners.

"What we manage is not just capital, it is what our clients have built over a lifetime."
— A Founding Principle
12
Branches Nationwide
10
Regions of Ghana
3
Banking Partners
100%
Independent Advice
Public Notice Our domain has changed from pib-ltd.com to www.premiumcapitalgh.com Read Notice
Our Philosophy

We do not sell products.
We build positions.

i.

Independence

No proprietary trading desk competing with client orders. No tied-distribution arrangements that reward us for selling the wrong product. Every conflict is disclosed in writing before you sign.

ii.

Transparency

Fees published. Yields shown net of costs. No hidden spreads on bond prices. Performance reported monthly with full transaction history. You see what we see.

iii.

Patience

We build portfolios for years and decades, not quarters. We do not chase returns at the cost of risk control. We measure success by client outcomes, not by AUM growth alone.

Our Approach

Research first.
Always.

Every recommendation begins with primary research, into the issuer, the macro environment, the regulatory framework, and the client's actual circumstances.

Local roots, global lens. Built in Ghana for Ghanaian markets, structured to serve clients across compliant cross-border channels. We bring the discipline of an international investment house to the realities of West African capital markets.

Read Our Investment Philosophy
Our Practices

Investment services calibrated
to what you actually need.

No. 01

Investment Advisory

Independent recommendations from credentialed advisers, with the rationale documented and suitability assessed against your goals and risk tolerance.

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No. 02

Wealth Management

Comprehensive planning for individuals and families, from goal-setting and asset allocation to estate planning and intergenerational wealth transfer.

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No. 03

Mutual Funds

Diversified, professionally managed funds across money market, fixed income, balanced, and USD-denominated strategies. Daily liquidity available.

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No. 04

Treasury Securities

Direct access to Government of Ghana 91, 182, and 364-day bills, plus medium and long-dated bonds at primary auction with transparent settlement.

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No. 05

Asset Management

Discretionary portfolio management for high-net-worth individuals, family offices, and institutions on bespoke mandates with custom benchmarks.

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No. 06

Corporate Finance

Capital raising, mergers and acquisitions advisory, and strategic financial advisory for Ghanaian and West African corporates.

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Whom We Serve

From a first treasury bill
to a multi-generational mandate.

Personal Investors

The everyday Ghanaian saver, served seriously.

From the young professional opening a first money market fund to the entrepreneur diversifying business proceeds, credentialed advice without the gatekeeping.

Personal Investing
Diaspora Investors

For Ghanaians abroad, building back home.

Compliant cross-border investment from London, New York, Toronto, or Dubai, multi-currency, fully remote onboarding, and reporting in your preferred currency.

Diaspora Plans
Family & Institutional

For families, foundations, and corporates.

Discretionary portfolio management for high-net-worth families, charitable foundations, pension funds, and corporate treasuries on custom mandates.

Wealth Management
Markets · Ghana

Indicative yields at primary auction.

Sourced from the most recent Government of Ghana auction results published by the Bank of Ghana. Refreshed weekly. Real-time live rates available to clients via the secure portal.

Snapshot: Auction 2004 · Settled 27 April 2026

Client Portal Access

InstrumentYieldSource
91-Day Treasury Bill 4.92% Weekly auction
182-Day Treasury Bill 6.96% Weekly auction
364-Day Treasury Bill 10.12% Weekly auction
2-Year Bond, indicative 11.50% Indicative
USD / GHS (mid-market) 11.19 Daily
Indicative rates only. T-Bill yields sourced from Bank of Ghana auction results (bog.gov.gh). FX rate from interbank mid-market. The 2-year bond yield is an indicative midpoint and not from a single weekly auction. Past performance does not predict future returns.
For Ghanaians Abroad

Investing back home, made simple.

Compliant cross-border investment for the Ghanaian diaspora, from remote KYC through to multi-currency reporting. Built specifically for the realities of investing across time zones and tax jurisdictions.

  • Remote KYC accepted across more than 40 countries
  • USD, EUR, GBP, and GHS-denominated portfolios
  • Funded through licensed money transfer operators
  • Monthly reporting in your preferred currency
  • Tax-residency-aware structuring guidance
Open a Diaspora Account
Banking Partners

Settlement and credit through Ghana's most trusted banks.

We are an investment house, not a bank. Where our clients require deposit, foreign-currency, or credit facilities, we make introductions to our regulated banking partners under disclosed referral arrangements.

Ecobank Ghana

Settlement · Custody

Pan-African banking partner for cross-border investment settlement, custody services, and client account operations.

Stanbic Bank Ghana

Institutional Settlement

Standard Bank Group institutional partner providing settlement services for our high-net-worth and institutional clients.

GCB Bank

Settlement · Referrals

Ghana's oldest indigenous bank, settlement of cedi-denominated transactions and a referral partner for business credit facilities.

Important. Premium Capital Investment Ghana Limited does not accept deposits, does not operate current or savings accounts, and does not lend money under its own name. Where clients require those products, we make introductions to our partner banks under written referral arrangements; the resulting products are provided by the banks under their own Bank of Ghana licences and at their sole discretion.
Our Network

Twelve branches.
Ten regions. One nation.

From Airport City in Accra to Bolgatanga Road in Tamale. Meet us close to home, with credentialed advisers and full operational reach across Ghana.

View All Branches
Greater Accra · HQ
One Airport Square
8th Floor, Airport City, Accra
Head Office
Greater Accra
Senchi Street
14 Senchi Street, Airport Residential Area
Greater Accra
Silver Star Tower
4th Floor, Liberation Road, Airport City
Greater Accra
Tema Community 1
Meridian Road, Community 1, Tema
Ashanti
Ahodwo Roundabout
Ahodwo Roundabout, Kumasi
Ashanti
Adum, Kumasi
Barnes Road, Adum
Ashanti
Rain Tree Street
Rain Tree Street, Ahodwo, Kumasi
Ashanti
Asokwa
Off George Walker Bush Highway, Kumasi
Western
Sekondi-Takoradi
Beach Road, Sekondi-Takoradi
Bono
Sunyani
Berekum Road, Sunyani
Central
Cape Coast
No. 1 Second Ridge, Cape Coast
Northern · Eastern
Tamale & Koforidua
Bolgatanga Road · Two Streams
Insights & Research

Research that respects your time.

Macro · Ghana 5 min read

Why Ghanaian fixed income still offers compelling real yields

With inflation moderating and the cedi stabilising, treasury yields have begun a slow descent, but real returns remain attractive for patient capital.

Read Brief
Diaspora · Cross-Border 4 min read

Diaspora investing: navigating the new exchange-control rules

A practical guide for Ghanaians abroad navigating the latest Bank of Ghana circulars on remittance-funded investment accounts.

Read Brief
Education · Funds 6 min read

Money market funds versus fixed deposits: choosing wisely

Both have a role in a portfolio. Understanding the trade-offs in yield, access, and risk helps you build a more resilient set of holdings.

Read Brief
Begin a Conversation

Ready to grow capital
with a partner you can verify?

Open an investment account online in under fifteen minutes, or schedule a private consultation with one of our senior advisers to design a tailored mandate.